Protecting Your Privacy

Privacy policies and practices at aGQa, Inc

Our commitment to our customers is unwavering. We continue to help by providing you with expert advice and a wide range of quality products and services. We also continue to serve you with integrity and discretion at all times. Keeping your information confidential and secure is an important part of our responsibility to you, and we take this responsibility very seriously. This notice describes our policies and practices that protect your information. We also provide you with options about how your information as required or permitted by law may be shared within aGQa and with others - including those who may work with us to better serve your needs. Please read on to learn more about the ways in which we are working to protect your privacy. We recognize and value the trust you have placed in us, and as always, we will continue to serve you with integrity and respect in the years to come.

Summary Note: The privacy policies and practices described here apply to the aGQa affiliates identified below. These policies may be amended at any time. We will keep you informed of any applicable changes as required by law. Some of the terms used in this notice include the following:

We collect and maintain nonpublic information in order to:

Collection of information on our Web site(s) may include, but not limited to, data such as pages visited, downloads, other Web sites from which visitors arrive, and the types of operating systems and web browsers used. We collect this information to personalize the information displayed and to enhance the performance of the site.

3. Information sharing and marketing is limited. It is important to note that aGQa does not sell or share your nonpublic information with companies outside of the aGQa affiliates so they can market their products to you. Information sharing with affiliates: In our efforts to better serve your needs, we may share the nonpublic personal information we collect as described above with aGQa affiliates. This information assists us with addressing your needs, providing you services, developing products and determining which products you may want to know about. You may ask us not to share certain information with aGQa affiliates including information we obtain from your application. Affiliate marketing limits: You may prevent aGQa affiliates from marketing their products or services to you based on information that we share with them. Your decision to opt out of marketing offers from aGQa affiliates will not expire unless you tell aGQa to update your privacy preferences. This limitation does not apply in certain circumstances, such as if you currently do business with one of our affiliates or if you ask to receive information or offers from them. Information sharing with nonaffiliated third parties: We may share nonpublic personal information we collect as described above with nonaffiliated third parties, including, but not limited to:

Other Applicable Laws: You may have other protections under applicable state laws, including, e.g., those provided to residents of Vermont and California. To the extent these state laws apply, we will comply with them. 4. Additional information to help you. Furnishing Negative Information: We may report information about your account to rating bureaus such as Jewelers’ Board of Trade or the Better Business Bureau. Access to accounts: If you believe someone has accessed your accounts without authorization, or if someone has discovered your user name or password (“credentials”), please notify us at 1-866-www-aGQa as soon as possible. Please assist us in this effort by protecting your credentials and account numbers. These credentials are for your use and should be kept confidential by you. Our employees and associates will never contact you for your credentials or other personal identification numbers. Accuracy of customer information: We are committed to keeping your nonpublic personal information accurate. If you believe our records are outdated or incorrect, please contact: Phone: 1-866-www-aGQa, Email:, or Mail: 2500 Milton Avenue Suite # 110, Janesville, WI 53545. We will investigate the situation and make any necessary updates as soon as possible. Rev. 4/2010